U.S. Bank

Business Impact of U.S. Bank Freight Payment for Client Company

Our unique program enables you to achieve significant efficiency savings and extended payment terms to improve your working capital while still paying carriers quickly.

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Business assumptions

Enter the operating assumptions that define annual freight volume, invoice activity, and advanced program participation.

Annual freight spend
Enter amount ($)
Freight payment transactions
Avg invoice ($)
Invoice count 249,682
Advanced program spend
% of freight
Adv. spend ($) $260,268,000

Savings opportunity

Adjust the direct savings assumptions to show audit recovery, exception cleanup, and processing lift.

Annual audit savings

Automated 100% pre-payment audits result in significant savings. In 2025, U.S. Bank client audit savings averaged 6.5%.

Savings %
Annual savings $6,506,700
Operational efficiency gains
Per invoice ($)
Annual gains $62,421

Model the invoice-level process lift from fewer exceptions, fewer touches, and cleaner carrier resolution workflows.

Total annual savings

U.S. Bank Freight Payment estimates you will realize ongoing annual savings of:

$9,171,801

Working capital benefit

Model how return on invested capital and extended payables translate advanced program participation into cash and earnings.

Return on invested capital (%)
Extended payables (days)
Extended payables (days) 40
0306090
Unlocked cash
$28,918,667
Generated earnings
$2,602,680
Extended terms financing

Extending terms on all spend. Days extended pull from the slider above.

Annual freight spend $650,670,000
Number of days extended 40
Unlocked cash $72,296,667
Generated earnings $6,506,700